The short answer
The association follows its collections policy: reminders, late fees as the documents allow, a formal demand, and an offer of a payment plan. If the balance stays unpaid, the board can refer it to the association's attorney, who may record a lien and pursue collection in court. For condominiums, New Jersey gives association liens limited priority for a set number of months of assessments.
Learn more
General information about New Jersey rules as of October 2026, not legal advice. Laws and municipal requirements change — confirm specifics with your attorney or the municipality before acting.